Finance made personal

CNET’s experts share news, advice and recommendations to help you make the best financial decisions.

Fact or fiction: The IRS will track payments over $600 from PayPal and Cash App in 2022

Fact or fiction: The IRS will track payments over $600 from PayPal and Cash App in 2022

Business income will now be reported from payment apps, but money you receive from friends and family won't be taxed.

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Best credit cards for January 2022

Best credit cards for January 2022

From cash back to balance transfers, there's a card for everyone.

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Best bitcoin, crypto wallets for January 2022

Best bitcoin, crypto wallets for January 2022

If you want to buy cryptocurrency, you need a safe place to store it.

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Our Favorite Picks

The best cash back credit cards
The best cash back credit cards

The best cash back credit cards

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The best travel credit cards
The best travel credit cards

The best travel credit cards

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The best tax deductions
The best tax deductions

The best tax deductions

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The best budgeting apps
The best budgeting apps

The best budgeting apps

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The best car insurance companies
The best car insurance companies

The best car insurance companies

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The best cash back services
The best cash back services

The best cash back services

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The best life insurance
The best life insurance

The best life insurance

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Banking

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Use Venmo, American Express or Credit Karma? You might be owed some money

Use Venmo, American Express or Credit Karma? You might be owed some money

Plaid, a service used by many financial and banking apps, owes $58 million to affected consumers after settling a class action lawsuit.

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Revolut adds stock trading to its all-in-one financial services app

Revolut adds stock trading to its all-in-one financial services app

The neobank will now take on Robinhood and others in the investing market.

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Here's how banks and credit card companies are helping during the coronavirus outbreak

Here's how banks and credit card companies are helping during the coronavirus outbreak

From individual credit card issuers to major US banking institutions, here's what you can expect for credit card and banking relief.

Jack Dorsey's blockchain clock brought Bitcoin to a House committee hearing

Jack Dorsey's blockchain clock brought Bitcoin to a House committee hearing

It's called the Blockclock, but it's not here to tell time.

Wells Fargo isn't closing your personal line of credit after all

Wells Fargo isn't closing your personal line of credit after all

After customer and consumer advocate backlash, the bank reversed its decision. Here's what that means for customers.

Credit Cards

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Why you may want to pay taxes with one of these credit cards

Why you may want to pay taxes with one of these credit cards

Paying your taxes with plastic can be a lucrative maneuver or a costly last resort. Here's our analysis of when it makes sense and when it's a bad idea.

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AmEx Platinum: Luxury rewards with a steep price tag

AmEx Platinum: Luxury rewards with a steep price tag

The high annual fee is more reasonable if you account for the many credits and perks -- but make sure you'll use them before applying.

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Best travel credit cards for February 2022

Best travel credit cards for February 2022

Planning a getaway? Book it with a travel rewards credit card for the best value.

Foreign transaction fees: How to save when using a credit card internationally

Foreign transaction fees: How to save when using a credit card internationally

Using the wrong credit card when traveling could cost you.

Best credit cards for Amazon for February 2022

Best credit cards for Amazon for February 2022

Amazon makes shopping easy, and the right credit cards can make it more fruitful.

Insurance

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Best car insurance for teens and young drivers for February 2022

Best car insurance for teens and young drivers for February 2022

It's possible to find affordable insurance policies for teens and young drivers -- and discounts are available for good students.

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10 car insurance terms you need to know

10 car insurance terms you need to know

Knowledge is power when it comes to buying car insurance, and understanding the legal terms can help guarantee you get the coverage you need.

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FEMA grants, SBA loans: How to get government help to rebuild after a natural disaster

FEMA grants, SBA loans: How to get government help to rebuild after a natural disaster

When severe weather strikes, these federal programs can help.

Natural disaster insurance: How to protect your home from hurricanes, wildfires and more

Natural disaster insurance: How to protect your home from hurricanes, wildfires and more

Homeowners insurance often doesn't cover damages from natural disasters, but flood, windstorm and other insurance policies can.

College tuition insurance: How to protect your student in the COVID era

College tuition insurance: How to protect your student in the COVID era

With COVID hitting the college-age cohort, insuring your tuition investment is worth a look.

Investing

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Best bitcoin and crypto wallets for February 2022

Best bitcoin and crypto wallets for February 2022

If you want to buy cryptocurrency, you need a safe place to store it.

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Best robo-advisors for investing for February 2022

Best robo-advisors for investing for February 2022

These robo-advisor picks let you invest and chill.

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GameStop: What happened after everyday stock traders rocked Wall Street

GameStop: What happened after everyday stock traders rocked Wall Street

From Robinhood to r/WallStreetBets, here's where they are now.

Revolut adds stock trading to its all-in-one financial services app

Revolut adds stock trading to its all-in-one financial services app

The neobank will now take on Robinhood and others in the investing market.

Bitcoin and cryptocurrency regulations in 2022: Taxes, laws and licenses

Bitcoin and cryptocurrency regulations in 2022: Taxes, laws and licenses

US lawmakers are struggling to get their arms around bitcoin, which was designed, in part, to circumvent them.

Loans

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US Department of Education has forgiven student loans for 70,000 borrowers: Are you one of them?

US Department of Education has forgiven student loans for 70,000 borrowers: Are you one of them?

If you're a teacher, nurse, firefighter or other government worker, here's what you need to know.

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What happened to Navient and what is Aidvantage? Your student loan questions answered

What happened to Navient and what is Aidvantage? Your student loan questions answered

Aidvantage has taken over for Navient, and payments are currently set to resume in May 2022.

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Thousands of car buyers made up fake employers to secure an auto loan, research shows

Thousands of car buyers made up fake employers to secure an auto loan, research shows

Over two years, research found more than 5,000 applications with fake employers, equaling $1 billion in fraudulent auto loans.

Coronavirus hardship loans: What they are, how they work and how to get one

Coronavirus hardship loans: What they are, how they work and how to get one

Everything you need to know about loans for people affected by the COVID-19 epidemic.

Everything you need to know about payday loans

Everything you need to know about payday loans

Sure, it's easy money. But these predatory loans are usually more trouble than they're worth.

Mortgages

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Google wants to make buying a house less confusing

Google wants to make buying a house less confusing

Googling "mortgage" will pull up resources to help understand the home buying process.

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Mortgage closing costs: What they are and how much you'll pay

Mortgage closing costs: What they are and how much you'll pay

It's a significant expense that you'll want to budget for.

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Reverse mortgages: Everything you need to know

Reverse mortgages: Everything you need to know

There's a simple way to cash in on the equity you've built through home ownership. But is it right for you?

Home down payments: Everything you need to know

Home down payments: Everything you need to know

Here's how to determine the right amount to put down on your future home.

6 things to know about refinancing right now

6 things to know about refinancing right now

With interest rates dropping, is now the time to refinance your home? See if you're eligible and what the experts say.

Taxes

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Did you get all your stimulus money? Check this IRS letter to make sure

Did you get all your stimulus money? Check this IRS letter to make sure

The IRS has finished sending out all the third-round stimulus checks. Learn how to make sure that you got all your money.

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Child tax credit payments: Will you get $1,800 more per child with your tax refund?

Child tax credit payments: Will you get $1,800 more per child with your tax refund?

While the expanded credit is coming to an end soon, parents still have a lot of money left on the table.

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Facial recognition for all online IRS accounts: What's up with ID.me?

Facial recognition for all online IRS accounts: What's up with ID.me?

Soon, all IRS accounts will require ID.me registration with a "video selfie." Learn how it works and what the risks are.

The top 7 reasons people get audited by the IRS

The top 7 reasons people get audited by the IRS

In the 2022 tax season, certain behaviors will put you in the IRS' crosshairs. Here's how to avoid them.

Child tax credit: You need IRS letter 6419 for the rest of your money

Child tax credit: You need IRS letter 6419 for the rest of your money

Parents are set to receive the rest of their child tax credit money. Learn why you need a specific IRS notice to get it.

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